By Nancy Trejos
WASHINGTON – Michael Cheng and his wife, Nicole, each have four credit cards in their wallets. A Post-it note on the top left corner of each card lets them know which one to use for what.
The Chase rewards card is for groceries, gasoline and drugstore purchases. The Chase business card is for gas stations, home improvement and office-supply stores and restaurants. The Discover card is for restaurants and movies. The Farm Bureau Bank card is for everything else.
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